Have you ever been in this scenario? The new iPhone comes out, but you CAN’T GET IT because you have a 24-month contract? If you switched to the iPhone 6 because the screen was bigger, then you couldn’t switch to the 6s, but you could switch to the 7 and you were thrilled. But now – SHOCK HORROR!!!- YOU WON’T BE ABLE TO SWITCH TO THE (so called) iPhone 8!!!!!!! WHAT CAN YOU DO??? Well, if you don’t live in the US, you have two options: You can do nothing, or you can cough up the supposed $1,200 asking price.

But wait. Since a majority of our readers are from the US, Oooh, you have another option: You can join Apple’s iPhone Upgrade Program. Lower payments, no contract, and you get a new iPhone every year, WITH an AppleCare+ protection plan included! I bet you’re interested.

The Basics

If you feel the need to get your butt over there ASAP, then just reading this section of the article should get you just enough to survive. Basically, the iPhone Upgrade Program is a Program, whereby you pay for your iPhone through a series of monthly payments. Once you’ve paid 12 payments, you get a free upgrade. So unless you actually LIKE getting the latest iPhone a year after everyone else, maybe it would be best just to a wait a month or so until you can order one. If you don’t feel like upgrading, you can keep it for another 12 months and that

If you don’t feel like upgrading, you can keep it for another 12 months (24 payments in all) and that’s it. You now own the phone. You can do whatever you like with it. You can blend it, you can drop it from 1,000ft, you can even drive a truck over it. But, don’t go crying to Apple, because they won’t help.


OK, now that those I-must-have the-latest-iPhone-or-else people have left, we can discuss pricing in a more advanced manner. Here’s a list of what you’ll be paying, depending on your storage size.

  • iPhone 7, 32GB: $32.41
  • iPhone 7, 128GB: $36.58
  • iPhone 7, 256GB: $40.75
  • iPhone 7+, 32GB: $37.41
  • iPhone 7+, 128GB: $41.58
  • iPhone7+, 256GB: $45.75

Will I need to buy an unlocked phone?

No. The Phone Upgrade Program works with AT&T, Verison, Sprint and T-Mobile, so they’ll work great with your carrier. If you ever want to switch, just take it into an Apple Store and a friendly Genius (Apple Store staff member) will help you out.

What is AppleCare+?

AppleCare is sort of like an Extended Service Plan for your Apple devices. Your Warranty gets extended from 1 to 2 years, and you get completely free software support (Apple sometimes charge a fee for their services, but you won’t pay a penny). You can get a huge discount on screen repairs (not covered by warranty) and a bit more. Oh, and it comes free with the iPhone upgrade program.

So, should I upgrade?

YES. Look, even if you’re not a Pay Monthly person, I know why. It’s because you’re never free. You can’t switch carriers, should you choose too. And you can never buy the latest phone. But the iPhone Upgrade Program SOLVES that. You can switch carriers whenever you feel like it. And you get the latest iPhone, every time.

Think about this: Those who enrolled when the 7 came out, will be getting an iPhone 8 for $389. That’s less than an iPhone SE. If you want what they’re getting for that money, assuming the iPhone 8 will cost $1,200, plus $129 for AppleCare, that’s $1,329. Thank you. .for your time.

73 thoughts on “Understanding Apple’s iPhone Upgrade Program

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